Minister for Finance Michael Noonan has said the Government is willing to tweak insolvency legislation in an effort to get more people to engage with banks.
Mr Noonan made his comments in Limerick city, where 219 repossession cases were listed to go before the Circuit Court today.
Two possession orders were granted, with the majority of cases adjourned to allow for borrowers to engage with the banks.
Mr Noonan was asked earlier if banks have become too aggressive in dealing with families who are having their homes repossessed.
He insisted the Government is watching the situation in the courts "very carefully".
He said the Government is also watching the way in which the insolvency legislation is being applied and said if it needs tweaking to improve the uptake then that will be done.
He said the Government is very conscious of the issue and it is the policy of the Government not to have homes repossessed.
Among the cases dealt with by County Registrar Pat Wallace today was that of a mother-of-five who agreed to leave her family home after falling into arrears of more than €70,000 following the break-up of her marriage.
The case was adjourned until 8 May.
Fianna Fáil TDs Niall Collins and Willie O'Dea were in court to lend their support to their constituents who were among those before the courts on the issue.
New figures from the Central Bank show that the overall level of mortgage arrears continued to slow in the fourth quarter of 2014 - their sixth quarterly fall in a row.
Elsewhere, a Labour Party junior minister has accused the banks and other financial institutions of abusing the veto they have been given by personal insolvency legislation over settlements with debtors.
Kevin Humphreys said the abuse must end and welcomed the Private Member's Bill on insolvency drafted by his Labour Party colleague Willie Penrose as "a mechanism of possibly putting a little bit of manners on the financial institutions".
The minister said such a mechanism is necessary even though not all financial institutions are guilty of abusing their veto.
