A third of chief executives say the greatest single challenge facing businesses this year is a lack of consumer confidence.
According to a pre-Budget survey by Deloitte, almost a third of business leaders also want the Government to issue a step-by-step plan for the recovery of the economy.
26% of bosses said access to credit was a top concern.
And on the National Asset Management Agency, 16% said the agency would play a lead role in improving the business environment.
