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Patrick Honohan said it was 'hard to deny' that a cap on mortgage lending would help stop another credit bubble

Central Bank to introduce mortgage cap rules

The Central Bank will introduce measures to limit the amount that banks can lend to customers looking to buy a home, according to Governor Patrick Honohan.

Business • 07 Oct 14

There are ten different cats to choose from that will attend the owner's housewarming

Russian bank offers purrfect loan incentive

A Russian bank is offering customers the ultimate fluffy extra with their mortgage - the free loan of a cat to bring good luck to their new home.

News • 28 Aug 14

Issues were first raised with the bank in 2011 but the bank was found to have acted too slowly to resolve them

RBS fined £14.5m over mortgage advice failings

Royal Bank of Scotland has been fined £14.5m after Britain’s financial regulator found "serious failings" in its advice to mortgage customers.

Business • 27 Aug 14

AIB had signalled plans for a tracker transfer offer earlier this year

AIB announces details of tracker transfer product

AIB has announced details of a new product which will allow customers to retain their tracker mortgages if they move home.

Business • 30 Jun 14

The affordability of a mortgage is due to fall but is still well below the peak recorded in 2006

Mortgage affordability remains stable - survey

The affordability of a mortgage for first time buyers has remained broadly stable since the end of last year, according to the latest EBS/DKM Affordability Index.

Business • 14 May 14

Interest rates on new mortgages were 44 basis points above the Euro Area average

Irish banks raised mortgage rates in March

Irish banks increased interest rates on mortgages in March and further cut the rate of interest they pay on deposits, according to new figures from the Central Bank.

Business • 09 May 14

Permanent TSB said the rise was reflective of its cost of lending

PTSB standard variable mortgage rate to rise

Permanent TSB is to raise its standard variable rate for mortgage customers to 4.5% from 9 June.

Business • 29 Apr 14

Mortgages in long-term arrears represent more than 10% of all owner-occupier loans on the books of Ireland's main banks

No deal agreed in 81% of mortgage arrears cases

A permanent solution has been agreed in less than 20% of mortgages that have in arrears for more than 90 days, according to data from the Department of Finance.

Business • 10 Apr 14

The IBRC loans are being sold as part of the liquidation of the firm

IBRC liquidators consider bids for mortgage book

The liquidators of IBRC are examining bids for the €1.8bn mortgage portfolio after final offers were received in advance of a deadline today.

Business • 14 Mar 14

Bidders have agreed to service the mortgages they acquire in accordance with the Central Bank’s Code of Conduct on Mortgage Arrears

IBRC mortgage bidders to follow Central Bank code

The firms bidding to acquire the IBRC mortgage book have agreed to sign up to the Central Bank’s code of conduct if successful, according to the bank’s liquidators.

Business • 25 Feb 14

Banks issued €2.5 billion in new mortgages in 2013, €141m less than in 2012

Mortgage lending figures down in 2013

The number of new mortgages and the amount of lending to home buyers fell in the fourth quarter of 2013 compared to the same period in 2012.

Business • 24 Feb 14

Mortgage group said the Government must protect people whose mortgage loans are to be sold

Mortgage group in talks over IBRC sale

The Irish Mortgage Holders Organisation has said it has had discussions with two of the six hedge funds that are interested in acquiring the mortgage book of the former IBRC.

News • 24 Feb 14

The Taoiseach said there was no evidence that foreign hedge funds would buy the loan books

Taoiseach stands firm on IBRC mortgage sale

The Taoiseach has stood firm on the sale of Irish Nationwide mortgages despite concerns that homeowners could be vulnerable if the loans are bought by foreign firms.

Business • 19 Feb 14

59,000 mortgages in long term arrears have not been restructured, representing 8.5% of all accounts

74% of mortgages in arrears yet to be restructured

Latest figures from the Department of Finance show 74% of mortgages in long-term arrears have not yet been restructured.

Business • 13 Feb 14

AIB said it had facilitated a compromise arrangement in a number of cases

22 AIB customers have part of mortgage written off

The Irish Mortgage Holders Organisation has said 22 AIB customers have had a portion of their mortgage debt written off by the bank as part of settlements reached in the past three months.

News • 03 Feb 14

There was a fall in the number of temporary restructures as banks made more permanent deals

49,000 mortgages restructured by end of October

More than 49,000 mortgages had been restructured by Irish banks by the end of October, according to data from the Department of Finance.

Business • 12 Dec 13

The Central Bank has audited the mortgage arrears proposed by Irish banks

Banks meet arrears solutions target - Central Bank

Ireland’s banks have met the current targets set out for them to propose solutions to struggling mortgage owners, according to the Central Bank.

Business • 29 Nov 13

Bank of Ireland said the sale reflected its progress in recent months

Bank of Ireland raises €1bn in bond auction

Bank of Ireland has raised €1 billion through the successful sale of a three-and-a-half year bond backed by Irish residential mortgages.

Business • 06 Nov 13

Bank of Ireland said its loan to deposit ratio fell below 120% in September

Mortgage arrears stabilise for Bank of Ireland

Mortgage arrears in Bank of Ireland’s loan book stabilised in the third quarter to the end of September, according to the bank, with the number of early-stage arrears falling.

Business • 01 Nov 13

Not all banks are able to implement the system at present

Plan to stop tax relief in arrears cases delayed

The Revenue Commissioners has told banks to delay a plan to stop paying tax relief to people in mortgage arrears until all institutions were in a position to implement it.

Business • 18 Oct 13

66% of landlords said the could not absorb the loss they would incur if they sold their properties now

Rent does not cover mortgage for 49% of landlords

Almost half of landlords of houses and apartments do not receive enough rent to cover the interest on their mortgages.

Business • 08 Oct 13

49% of landlords do not receive enough rent to cover mortgage interest payments

Rent not enough to cover mortgage interest

Almost half of Ireland's residential landlords do not receive enough rent to cover the interest on their mortgages.

News • 08 Oct 13

The vast majority of approvals were for houses

Mortgage approvals rise 11.9% in July

Banks gave approval for more than 1,800 mortgages last month, according to figures from the Irish Banking Federation, 11.9% higher than in the same month of 2012.

Business • 30 Aug 13

Permanent TSB has reached agreements with over 4,000 mortgage customers in arrears

15% of owner-occupier mortgages at PTSB in arrears

More than 15% of owner-occupier mortgages on Permanent TSB's books have been in arrears for 90 days or more, according to the bank.

Business • 29 Aug 13

The number of home completions rose though new commencements were down

Rise in home listings and mortgage approvals - IBF

There has been an increase in the number of homes listed for sale as well as the number of mortgage approvals issued, according to figures from the Irish Banking Federation.

Business • 22 Aug 13

Mortgage