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The Central Bank said the average rate in Ireland exceeded the euro area average by 11 basis points, the smallest difference since November 2023

Irish mortgage rates now 7th highest in euro zone

New figures from the Central Bank said the weighted average interest rate on new Irish mortgages at the end of January stood at 3.5%, unchanged from December and down 32 basis points from the same month last year.

Business • 11 Mar

a black and orange ATM machine outside a PTSB branch

PTSB cuts fixed-rate mortgage rates by up to 0.45%

PTSB said today it will cut its fixed-rate mortgage products by up to 0.45%.

Business • 20 Jan

Central Bank chief warns on soaring global share prices

The head of the Central Bank has warned about soaring share prices on international stock markets and the potential for a "correction".

Business • 17 Nov 25

Ireland had the seventh highest rate of mortgage interest in the euro area in September - one position higher than in August

Average interest rate on new mortgages moves higher

New figures from the Central Bank show that the average interest rate on new Irish mortgages at the end of September was 3.59%, up a basis point from August and the first increase since January.

Business • 12 Nov 25

Ireland had the eighth highest average interest rate on new mortgages in the Euro Area at the end of August

Average mortgage interest rate dips in August

New figures from the Central Bank show that the average interest rate on new Irish mortgages at the end of August was 3.58%, down two basis points from July and down 53 basis points from the same time last year.

Business • 08 Oct 25

Haven cuts its Green 4 year fixed mortgage rate

Haven has announced a further cut to its mortgage rates, with its Green four year fixed rate falling by 0.25% from 3.45% to 3.2%.

Business • 25 Sep 25

PTSB has announced deposit rate increases of up to 0.5% but decreases of 0.25% on other certain products

PTSB cuts mortgage rates, makes changes to deposit rates

PTSB is to cut its fixed-rate mortgage by up to 0.2% and make changes to its deposit rates, including increases and decreases.

Business • 25 Sep 25

Mortgage interest rates fall slightly in June

The average interest rate on new mortgages in Ireland fell slightly in June, according to new figures from the Central Bank.

Business • 13 Aug 25

Lenders banking on customer apathy on mortgage rates

The latest doddl.ie Mortgage Switching Index suggests that thousands of mortgage holders on variable rates could be paying over 2.25 percentage points more than necessary.

Business • 11 Aug 25

The average Irish mortgage rate for May was 3.66%, down slightly on the April rate of 3.72%, new Central Bank figures show

Mortgage interest rates fall to over two year low in May

Irish mortgage interest rates fell to their lowest rate in over two years in May, according to new figures from the Central Bank.

Business • 09 Jul 25

ICS Mortgages is to cut its variable and fixed mortgage rates from next month

ICS Mortgages cuts its mortgages rates

ICS Mortgages has today announced cuts in its variable and fixed mortgage rates and the launch of a new feature designed to provide greater financial flexibility for owner occupier borrowers.

Business • 17 Apr 25

People taking mortgages in Ireland are paying an average of 3.79% compared to 3.33% in other countries which use the euro, new Central Bank figures show

Irish mortgage rates fifth most expensive in euro zone

The interest rate on new mortgages offered by banks are half a percentage point lower than they were a year ago, according to new data from the Central Bank.

Business • 09 Apr 25

Brian Lande, Head of Mortgages for Avant Money

Avant Money launches mortgage rate linked to Euribor rate

Avant Money has announced its newest mortgage product - the Flex Mortgage - a variable rate mortgage with rates starting from 3.31%.

Business • 19 Mar 25

Irish mortgages edge higher in January despite ECB cuts

New figures from the Central Bank show that the average interest rate on new Irish mortgages rose to 3.82% in January from 3.8% in December despite recent rate cuts from the European Central Bank.

Business • 12 Mar 25

Pepper said the decision to cut its rates follows the recent rate reductions announced by the European Central Bank

Pepper Advantage Ireland to cut variable mortgage rates

Credit servicing firm Pepper Advantage Ireland has today announced further variable rate mortgage decreases for about 10,500 customers.

Business • 20 Feb 25

The average interest rate on new Irish mortgages in December fell to 3.8%, down from 3.97% in November, new Central Bank figures show

Irish mortgage rates at lowest level since April 2023

New figures from the Central Bank show that the average interest rate on new Irish mortgages in December fell to 3.8% - the lowest rate since April 2023 - and down from 3.97% in November.

Business • 12 Feb 25

ICS said the latest mortgage rat cuts reflects its commitment to introduce new rate offerings which deliver value to customers

ICS Mortgages to cut variable mortgage rates in February

ICS Mortgages has announced cuts to its variable rate mortgage products after the European Central Bank cut interest rates by 0.25% today.

Business • 12 Dec 24

Pepper Advantage is to cut variable mortgage rates for more than 9,000 residential mortgage customers

Pepper Advantage to cut variable rates for some customers

Credit servicing firm Pepper Advantage is to cut variable mortgage rates over the coming days for more than 9,000 residential mortgage customers.

Business • 15 Oct 24

The average cost of a new mortgage in Ireland remains the sixth highest in the euro area, new Central Bank figures show today

Mortgage rates unchanged for third consecutive month

The average interest rate on new Irish mortgages remained unchanged for the third month running in August at 4.11%, new figures from the Central Bank shows today.

Business • 11 Oct 24

More lenders are cutting mortgage rates after the ECB made its second rate cut recently

AIB and ICS announce more mortgage rate cuts

AIB and ICS Mortgages have both announced cuts to some of their mortgage interest rates after the European Central Bank recently announced a second reduction this year in its key lending rates.

Business • 26 Sep 24

AIB said its four-year fixed mortgage rate has proved popular with customers seeking the security of a fixed rate

AIB cuts 4 year fixed rate for loans of €250,000 or more

AIB is reducing its four-year fixed mortgage rate for customers borrowing €250,000 or more by 0.25% from July 3.

Business • 26 Jun 24

ICS is to extend repayment periods for borrowers up to the age of 80 where the applicant can demonstrate that they have income to cover repayments

ICS Mortgages to cut mortgage rates for home owners

ICS Mortgages is to cut its three and five year fixed rates for owner occupiers by half a percentage point from the start of next month.

Business • 22 May 24

The euro zone average mortgage fell for the third month in a row to 3.91% in February, but Irish rates rose slightly

Irish mortgage rates edge higher in February

New figures from the Central Bank show that average mortgage rates in Ireland rose to 4.29% in February from 4.27% in January.

Business • 10 Apr 24

China's central bank has cut a key benchmark lending rate used to price mortgages in an effort to kickstart its housing market

China cuts key mortgage rate to boost economy

China's central bank has today cut a key benchmark lending rate used to price mortgages, as Beijing seeks to rescue its housing market from a deepening crisis and boost flagging growth in the country's economy.

Business • 20 Feb 24

Mortgage holders with non-bank lenders pay higher rates

The average Interest rate charged on new mortgages in Ireland was 1.5% higher in December than in the same month a year earlier, according to the latest data from the Central Bank.

Business • 15 Feb 24

Mortgage Rates