The Minister for Housing has said measures to help under pressure mortgage holders may be brought forward in the Budget.
However, Darragh O'Brien warned against any knee jerk reactions as he said it would lead to instability.
Speaking on RTÉ's Today with Claire Byrne, he said those tracker and variable mortgage holders are feeling the effects of recent increases.
He said the Government was committed to helping people under pressure from interest rate increases - as they did with the cost-of-living in the last Budget.
"I think last winter, we got the package right, in relation to cost-of-living. And I'm confident that we'll get that right in October this year, to be able to help people who've seen increases."
Minister O'Brien said he would like over 40,000 homes to be built each year, but this will need to be kept under review as the population grows.
He said the single biggest thing for him is to get to grips with the country's homelessness crisis.
He said local authorities are publishing their build targets for public and private housing and all areas are seeing an increase in supply.
He said the removal of development levies has been well received and should help in the building of more homes.
This will be assessed every month as we receive commencement orders, he added.
"We're building lots of good social housing, but people are saying, well, in some areas, there's no private development for people to buy."
This problem will not be fixed overnight, he said, but I am committed to fixing it.
Minister O'Brien said he did not respect people who said there are simple solutions to complex issues and housing is a complex issue.
He said Sinn Féin opposed every measure that was brought forward to help people buy a home and the party should be asked if they support home ownership or not.
The minister said around 6,700 new homes were completed in the first quarter of this year.
He said there are issues with apartment delivery and the Government is targeting this.
The land development should be able to access dormant planning permissions, buy them out and build properties for the State, he said.
Minister O'Brien said he would be making announcements on specific developments soon.
Lifting eviction ban was indefensible - Bacik
Labour leader Ivana Bacik has again called on the Government to reinstate the eviction ban.
Ms Bacik said the recent record homeless figures reflected the period just before the lifting of the ban and she shuddered to think what may come next month.
She called the decision indefensible and said the Government did not appreciate that each number represented a life.
Taoiseach Leo Varadkar said the eviction ban did not bring down homelessness and there were other causes including family breakdown and migration.
He defended the Government's policy on housing saying the spend was at record levels.
But he added that if it was a matter of money it would have been solved a long time ago and labour constraints are a big issue.
Mr Varadkar said he did see merit in Labour’s bill on increasing pay for apprentices and the Government would introduce a timed amendment to allow time to consider the proposal.
Increase in approved housing body homes - report
The number of homes provided by approved housing bodies grew by 10% last year, according to the latest report from the Irish Council for Social Housing.
It amounts to almost 5,000 new social and cost rental homes - surpassing its target of 40% of total social housing delivery.
The Government did, however, miss its own overall target for social housing last year.
The Chief Executive of the Irish Council for Social Housing, the federation representing over 270 housing associations, has said a number of schemes that were delayed due to Covid came through last year.
Speaking on RTÉ's Morning Ireland, Donal McManus said this year "is positive too" and the target of 5,000 homes will be surpassed in 2023.
"At the moment we have over 12,000 homes in the pipeline for family and for special needs housing and for next year about, I'd say there's 7,000 homes are in the pipeline to deliver" for 2024.
But for this year "we would estimate we would surpass our 5,000 limit this year".
He said that in 2024 and 2025, the Government needs to use the land acquisition fund on an annual basis.
"So we're calling Government to make sure that acquisition fund is there for subsequent years."
He said: "There are challenges in terms of the types of schemes we use; if the interest rate changes next year, that may affect our cost rental scheme and so forth.
"So, we're constantly trying to work with Government to adjust the terms of the schemes to make sure we can guarantee delivery."
He explained that the simple thing is the land acquisition fund is required for subsequent years.
"Our members have identified land, local authorities have as well. The fund is both for local authorities and for housing associations."
He said the land is there and different sites have been identified that could be acquired.
"There was a call recently for land under this fund and members have identified the number of sites like the local authorities as well. So we need to have that on an annual basis".
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Mr McManus said that it can take up to three years from identifying the site to having houses completed.
He said that "certainly this land acquisition fund, if that was on an annualised basis, that would help both approved housing bodies and local authorities in identifying a continuous increase supply of sites".
He added that planning is an issue with some of the housing bodies stuck in judicial reviews with the private sector.
"So that has delayed a number of schemes."
He said if the Government was going to streamline, under the new planning bill, things like judicial review, the planning time scales, "that certainly would help delivery".
Additional reporting Sandra Hurley
