A new survey from Visa, which looked at how well different digital payments have been adopted in various countries, has found that Irish people are well ahead of their European peers in several aspects.

78% of consumers surveyed said they manage their money or make payments using a mobile device.

This could mean anything from checking their bank balance to buying things via their phone. 

That compares to 54% of consumers in the wider EU, Visa said. This compared to just 18% who were asked whether they used mobile payments to pay for everyday goods and services when the same study was conducted last year.

A year ago, 38% of the people surveyed said they had never used a mobile device to make payments and had no plans to do so. Today's survey shows that that number has dropped to 12%.

Almost two thirds of people here also use contactless payments, despite the fact that it is only a relatively new addition to many tills around the country. 

The survey also found that these kinds of activities are not confined to younger people, who would stereotypically be seen as the ones most comfortable with new technology.

It shows that almost 60% of people aged between 55 and 64 use their mobiles for banking. That age category is also seeing the fastest rate of growth at 33%.

While that age group is less comfortable about transferring money digitally, the report still found that a round a third of 55 to 64 years olds would do that on a regular basis too.

Philip Konopik, Country Manager at Visa Ireland, said that the new data is a confirmation that the future of digital payments has arrived, with consumers across the length and breadth of Ireland and Europe embracing a variety of new ways to pay. 

"Visa sees smartphones and wearables as the beginning of a broader trend, with millions of new connected devices making it simple, safe and secure to integrate daily commerce transactions into almost any technology," Mr Konopik added.