New Government figures show that the majority of people who avail of the free mortgage arrears support service, Abhaile, are staying in their homes.
They show that 95% of all personal insolvency arrangements negotiated by Abhaile, which is funded by the Government, are keeping people in their homes.
The figures, released jointly by the Ministers for Justice and Equality and for Employment Affairs and Social Protection, cover the two years from July 2016 to June 2018.
Of 11,695 individual borrowers who sought help from Abhaile, more than 30% either have a solution in place or will within a year of taking advice.
A further 53% of those borrowers who engaged with the agency's financial advice are still in their homes, according to the figures, meaning in total 83% of Abhaile borrowers who have stayed engaged with their financial advice have stayed in their homes.
Minister for Justice Charlie Flanagan said the figures showed how the service is delivering results.
He pointed to how the number of arrears in home mortgages was now less than half its 2013 peak.
Lorcan O'Connor, Director of the Insolvency Service of Ireland, said the figures out today relate to 2017 and 2018.
Speaking on RTÉ's Morning Ireland Mr O'Connor said: "Over 10,000 family units would have looked for assistence, and what Abhaile offers in effect is a one-stop-shop for anybody in mortgage arrears.
"And through Abhaile you get access for free to whatever professional advice you need, whether that's a personal insolvency practitioner, a financial or mortgage adviser or a solicitor, whatever it is you need there are now supports for that free advice.
"And of those 10,00 borrowers the vast majority have achieved a permanent solution or are on the road to a permanent solution which clearly is of huge benefit to those involved."
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