Fianna Fáil has published plans to help protect home owners in difficulty with their mortgages, including new legislation to make it more difficult for homes to be repossessed.

The party says at least one mortgage in every ten is in trouble, and rising interest rates will make the situation worse.

The party is proposing reform of personal insolvency legislation, in line with the recommendations of the Law Reform Commission, to regulate debt management advisors.

It is also advocating reform of the Mortgage Interest Supplement Scheme.

Fianna Fáil has proposed the Family Home Bill would give the courts alternatives to repossessions, including extending mortgages by up to 20 years, imposing debt for equity swaps on lenders, and rescinding mortgage agreements in certain cases.