210,000 adults do not have enough income to cover essential bills, according to a survey by the Irish League of Credit Unions.
1,000 people were surveyed in order to try to find out how much money people have left to spend or save after they have paid normal ordinary household bills, like mortgages, heating bills and car loans.
It found that 245,000 Irish people have nothing left to live on after they have paid their bills each month, while 735,000 people have just €70 left each month.
On the other end of the spectrum, the survey found one-in-five people have 20% or more of their income left over after bills.
People are also worried about how they will cope if they have unexpected medical expenses or other unforeseen bills.
45% of respondents said that they are unlikely to have money to save in the current economic climate.
Just 12% of those surveyed believe that what they have left over after they have paid for essentials has increased since this time last year, while 19% believe it has stayed the same.
30% believe that with any further changes to the minimum wage they would be better off not working.
428,000 people believe there is no future for their families in Ireland.
