ICS Mortgages is to reduce its owner-occupier fixed rate mortgage products from August 1.
The lender - which is owned by Dilosk - said its owner-occupier three-year and five-year fixed rates will see a reduction of 0.35% for new business.
Its new fixed rates will start at 4.65%.
ICS said the reductions to its new business fixed rates are designed to offer more affordable options for homeowners, adding that its latest cuts reflect the lender's ongoing commitment to supporting first-time buyers, those purchasing their second or subsequent homes, and individuals seeking to switch mortgage providers.
Existing fixed rate customers will be unaffected, it added.
Ray McMahon, Chief Commercial Officer at ICS Mortgages, said the lender was pleased to introduce these lower rates as part of its commitment to making homeownership more accessible and more affordable for customers.
"ICS Mortgages continues to offer outstanding service and flexible features and today's announcement of a fixed rate cut is in addition to variable rate cuts announced earlier this month on our owner occupier and Buy-To-Let Products," he added.
