13% of adults in relationships have a bank or savings account that their partner isn't aware of, a new survey reveals.
40% of respondents said the savings give them a greater sense of security, while 29% like having money that is completely their own, and 28% said their partner is not good with money.
iReach Insights carried out the research among 1,000 people nationwide on behalf of Aviva.
Those aged between 55-65 were the least likely to have a secret savings account at only 9%, while 24% of 25-34-year-olds have one, followed by 12% of 35-54-year-olds.
"As adults, we all strive for financial security where we can and, regardless of the reasons, it is always good to aim to have some funds set aside for the rainy day or for when the unexpected happens, which of course it sometimes does," said Stephen Rice of Aviva.
"Having separate savings accounts may simply provide those individuals with peace of mind that they have access to savings should they need them in the future.
"It is interesting to note that those who have 'secret' accounts that their spouse/partner is unaware of are almost equally held by men and women," he added.
The average balance in a secret savings account was €12,421, according to the findings.
However, the average balance for men is higher at €15,592, compared to €10,044 for women.
13% of respondents claimed to have more than €50,000 in their secret account.
"All savers, including those with secret savings accounts should ensure that they are getting a return on their hard-earned income and that it is not being eroded by inflation," said Mr Rice of Aviva.
"This is particularly the case for those with higher amounts in their accounts.
"Given that the European Central Bank's (ECBs) interest rate on deposits is currently 4%, with promises to increase the rate further over the coming months, savers should ensure that they are benefiting where possible from these recent rate increases," he added.
