Online bank Revolut is to start rolling out credit cards to existing customers in Ireland.
The company says the approval process will be immediate for those who are eligible and that the Revolut app will give users the option to set a budget for credit spending.
There is no interest for the first three months as long as users make monthly minimum payments, after that APR is 17.99%.
Customers will be able to create virtual credit cards while waiting for physical cards to arrive, and these cards can be added to mobile wallets such as Apple Pay and Google Pay.
"We're delighted to add Revolut credit cards to our financial super app, giving our customers in Ireland more control and flexibility over their personal finances in a responsible way," said Joe Heneghan, CEO of Revolut Europe.
"We’ve developed the technology to provide credit cards to approved customers with limits tailored to affordability, so they can get the credit they need, when they need it," Mr Heneghan said.
Last month, Revolut announced that its two million customers in Ireland would be migrated over to an Irish IBAN number in the coming months.
Last year, the online bank began offering personal loans in Ireland.