German smartphone bank N26 has launched a new premium subscription service.

N26 Smart joins N26 You and N26 Metal as the bank's third premium subscription, giving Irish customers access to its most popular money management features.

Features included in a monthly N26 Smart subscription include up to five ATM withdrawals a month, fee-free payments worldwide in any currency and curated partner offers.

It also gives access to a new 'round-ups' feature, which automatically rounds up each purchase to the nearest euro and sets aside the spare change to help customers grow their savings easily with minimal effort.

Speaking about the new service, Valentin Stalf, Co-Founder and CEO of N26, said they want to make sure everybody is empowered to many their money.

"With more and more customers turning to digital banking in these uncertain times, N26 Smart will put our most popular tools at our customers' fingertips at a budget-conscious price point, helping anyone effortlessly manage their money digitally with confidence and ease," said Valentin Stalf, co-founder and CEO of N26," he said.