Irish spending, both online and offline, is up 32% since lockdown lifted, according to mobile bank N26.
The digital bank's figures also reveal how the pandemic has accelerated the move towards a more cashless society.
Cash payments have dropped considerably, down 30% on pre-lockdown figures.
There was also a huge drop in the number of ATM transactions (-49%) during lockdown, and levels are still considerably below pre-lockdown levels, down 42%.
N26 also reports that its number of card transactions are back to pre-lockdown levels, with an increase of 2.7%, bringing the share of payments made by card from 54% to 59%.
Despite stores being reopened, online spending has increased 7% in the post lockdown vs lockdown period.
In terms of generational split, 35-44 year olds are shopping more online now versus pre-lockdown.
The data also shows that there was a 17% increase in the number of eCommerce transactions among those over the age of 55 during the lockdown.
With regards to the quantity of transactions by gender, the data shows that Irish women spent less than men, before, during and after lockdown.
Meanwhile data from digital payment app Revolut has shown a sharp increase in spending at garden centres, hardware shops and off-licences in recent weeks.