Interest rates on new mortgages here fell slightly in September, but remain more than twice that charged by banks across the euro area.
On average banks charged 2.96% on new mortgages during the period, down 11 basis points compared to the same month last year.
However, across the 19-member eurozone the average for the period was 1.41%, the Central Bank data shows.
Fixed mortgage rates here were on average 2.86% during the month, a drop of 14 basis points on a month earlier.
74% of all new mortgage borrowers opted for fixed rates, fewer than during the first nine months of last year.
Rates on variable mortgages stood at 3.31% at the end of the month.
In total, €780 million was lent out in new mortgages during September.
This bring the total value of new home loans so far this year to €6.1 billion, up 12% on the same period of 2018.
Meanwhile, consumer lending in September fell by €10 million, to €193 million.
For those trying to save, deposit rates remained low, at 0.04%.