AIB has today reported steady first-half profits, lower bad loans and higher lending and capital as it continues to recover a decade after the country's banking crash.
The lender said its pre-tax profits for the six months to the end of June came to €762m, up marginally from the €761m reported the same time last year.
It said its business performance was in line with market expectations.
AIB said it was entering the final stages of the tracker mortgage examination with payments issued to the vast majority of customers. It said the rest of the payments will be completed by the end of September.
"We know that issues may continue to emerge and we are committed to dealing with them in a transparent and fair way for our customers," the bank said.
AIB said efforts to reduce the level of non-performing loans on its books also continued with a 27% reduction from €10.2 billion - or 16% gross loans - to €7.5 billion - or 12% gross loans.
A portfolio of non-performing loans worth €1.1 billion and characterised by "deep arrears" was sold in the first half of the year to Cerberus, resulting in a gain of €140m.
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Helped by the best performing economy in the euro zone for the fifth successive year, its new term lending rise by 15% to €5 billion.
AIB said its Tier One Capital ratio - a key measure of a bank's financial strength - rose to 17.6% from 17.1% at the end of March, well above its medium term target of 13%.
Its share of the fast recovering Irish mortgage market stood at 32% in the first half, slipping from 33% a year earlier.
"The fundamentals of the business are sound and sustainable. The strong Irish economy continues to provide good growth opportunities for our customers and our business," the bank's CEO Bernard Byrne said.
The Government sold a 29% stake in the bank last year in Europe's largest initial public offering.
Speaking on RTÉ's Morning Ireland, Mr Byrne said 96% of customers affected by the tracker mortgage scandal have received payments from the bank.
He said the remainder of affected customers will receive payments in the next six weeks.
