AA Ireland has called on Government and the insurance industry to do more to tackle the high cost of motor insurance.
The motoring group said that, since the Government's Cost of Insurance Working Group released its report in January of last year, very little has real change has occured.
It now wants to see some proposals - including the establishment of an integrated database of insurance customers - taken out of the hands of the industry and put under the remit of an independent body.
It is also calling for regulatory and legislative changes, while it has repeated its call for insurance discs to be abolished in favour of an automated camera system that can detect drivers who are not covered.
Together, it said these would reduce fraud and legal costs while increasing transparency within the industry.
In a statement the Department of Finance recognised that "the issue of the cost and availability of motor insurance is an important one for large numbers of people in the country" and that its working group was established as a result of this.
By the 20th February 39 of its report's 71 recommended actions had been completed, including the approval of a bill to establish a new National Claims Information Database.
It said there was no 'silver bullet' to address the issue of high insurance costs, however it believed that significant progress had been made in dealing with the issue.
