The Insolvency Service of Ireland is to begin approaching borrowers facing repossession in the courts to inform them of options under insolvency.
Judges can adjourn cases in circumstances where homeowners say they wish to consult with a personal insolvency practitioner about securing a deal with banks.
It is understood the Insolvency Service, which oversee deals between banks and borrowers, will publicise that it will attend court hearings.
The organisation recently began approaching some troubled borrowers in court.
In some cases, this has resulted in arrangements where borrowers have sold homes and had the full amount of outstanding debt written off.
In other cases, deals have been agreed where homeowners can remain in their properties with reduced debts.
In a further development, next month the Government will sign a commencement order which will dilute the veto banks have against insolvency deals.
At present creditors representing 65% of an individual's debt can block insolvency deals.
However under new rules, a borrower can appeal a veto to the circuit court. A judge can overturn a veto if he or she decides it is unreasonable.
The Insolvency Service will also raise the ceiling on eligibility for deals for people unable to deal with personal loans or credit card debts.
Previously the arrangements, called Debt Relief Notices, were only available to those with unsecured debt of less than €20,000 - the limit will now be raised to €35,000.
