Central Bank figures show that the amount of money households have on deposit in Irish banks fell by more than €500m in the second quarter of the year to €87 billion.
The 0.6% fall from the first quarter was smaller, however, than in previous quarters. There had been a €1.6 billion outflow of deposits in the first three months of the year. Deposits are 5.7%, or €5.7 billion, lower than the figure for the same period last year.
Loans to households for mortgages also fell 0.6% during the second quarter, giving a 2.2% annual drop.
The Central Bank figures also show that tracker mortgages - which move in line with European Central Bank rates - account for 54% of mortgage loans on the books of Irish financial institutions. Mortgages fixed for more than five years make up only 11.5% of all mortgages.
Buy-to-let mortgages account for a quarter of all mortgage loans on banks' books, and almost 69% of these are on tracker mortgages.
Other lending to households fell by 6.3% in the year to the end of June, and has fallen by 23.8% from the peak level reached in early 2008.
