Figures from the Bank of England show that UK mortgage approvals rose only slightly and consumer credit growth remained weak in May.
The BoE said mortgage approvals numbered 45,940 in May, up from 45,447 in April. Analysts had forecast 46,100.
The figures are likely to reinforce expectations that house prices will continue to soften this year and they herald further weakness in consumer spending.
Consumer credit nudged up by only £173m, with credit card borrowing rising at its slowest pace since April 2010. Analysts had predicted a £350m rise in net consumer credit.
Separate figures showed that the BoE's preferred money supply indicator - M4 excluding intermediate other financial corporations - rose by 0.3% from April.