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I saved hundreds on health insurance

I saved €262 a month on health insurance after someone told me I should ask for the “corporate rate” from my insurance company. I couldn’t believe it.

I’m with Quinn Healthcare and had noticed my monthly payments had gone up quite a lot and was paying around €70 a month on the Essential Plus plan. When they wrote to renew this year my insurance had gone up to nearly €1000.

I inquired about the ‘corporate rate’ and even though I am self-employed, I discovered it was €663.32 for the year compared to €925 to renew my Essential Plus.

The only difference I could see was maternity benefit was lower on the Company Health Plus and an annual sports health-check wasn't covered, neither of which I was bothered about. 

Eilis, Dublin

RTE writes: Health insurance companies are obliged to offer all their products to everyone regardless of who they are initially targeted at. So corporate schemes are available to everyone – whether you work for a company or not.

The Health Insurance Authority has a very good price comparison site. It’s a bit complicated to start with, but it is worth persevering with it as it could save you a small fortune.

HIA comparison site

 

“I threatened to leave Sky and saved over €200”

I was paying 27 euro a month to Sky for the basic package - no sports, movies or kids channels. 

“I was considering switching to Freesat and phoned Sky’s service and threatened to leave. They offered me six months at just 10 euros if I dropped one of the bundles in my 'variety' package. I dropped the Sky Arts package – I’ve never watched Sky Arts and they kicked in the 10 euro a month immediately. That saved me €204 a year.

Gerry, Athenry