The Financial Regulator has published a new survey on credit card costs, which shows the interest rates, fees and introductory offers available on 19 cards in the Irish market.
Consumer director Mary O'Dea said that if you owed money on a card after the summer, there were introductory offers available if you moved the outstanding balance to a different card.
She warned, however, that it was important to try to clear the balance before the end of the specified period as the interest rate on the new card would then revert to the standard rate.
The survey explains how interest on credit cards is charged, and offers tips on using credit cards abroad. Details of the survey are available at www.itsyourmoney.ie.