First Active has cut its two and three-year fixed mortgage rates with immediate effect. The cuts apply to new and existing customers.
The two-year rate falls by 0.25 points to 3.59%, while the three-year rate comes down by 0.2 points to 3.69%.
First Active's Brendan O'Hora said the reductions were a response to a downward shift in interest rates.
First Active is now owned by Royal Bank of Scotland.
