Orla Tooher from Gohop.ie has these money saving tips ahead of My Money & Me returning tonight at 8.30pm to RTÉ One. 

  1. Book flights early:

If at all possible, book your flights as early as you can, especially long hauls. Airlines release their flights 10 - 11 months in advance and that is normally the cheapest time to book. As planes fill up the more expensive the seats become. 

       2. When To fly to get the best deal:
Tuesdays and Wednesdays normally are the cheapest days of the week to fly. Generally the cheapest time of year to book a holiday is in low season; this is school term times, especially January, February, April and October. 

       3. Travel Insurance:
Avoid being over insured. Let your travel agent know if you have a health insurance policy that covers you for healthcare abroad, as you might get a discount on your travel insurance. 

Normally Multi Trip insurance offers great value, even if you took just 2 trips a year, you will save money - rather than getting a policy out for each trip separately.
        4. Last minute package deals:
If you are less fussy about your location, you could leave booking your package holiday until the last minute - you could save up to 30% on the overall price. 

If you are not a sun worshiper - and don’t mind mild /the possibility of damp weather, you could save up to a whopping 60% on package holidays at times of the year where the weather is unpredictable – for example going to the Algarve in April. 
        5. Beat Baggage prices:
A checked bag costs on average of €30-€70 per person. To save money you should try and book the bags in at the time of booking your flights, as its usually more expensive if booked afterwards or at the airport. Better still, try going away with on-board luggage only. 
A top tip for families travelling together is to pool your luggage and avoid paying for too many checked-in bags.
        6. Honeymooners:
Don’t forget to tell your travel agent to notify the airline and your hotels that it is your honeymoon as you could get upgraded! 

Kathriona Devereux will have more money saving tips next week on RTÉ LifeStyle