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  • Oliver Browne

    UCC

    Dr Oliver Browne is a lecturer in the department of accounting and finance at Cork University Business School, UCC. His research focuses on FinTech business models and regulation.

    'The primary factor is your ability to repay the loan, which lenders evaluate using criteria such as salary, credit history, savings history, number of dependents and deposit amount.' Photo: Getty Images

    What decides if a bank says yes or no to my mortgage application?

    Applying for a mortgage may appear daunting so what do you need to know about what the bank want to know?

    Your Money • 14 Apr 25

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