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Episode 11: Valerie Healy

Valerie Healy is a single mother who lives with her four-year-old daughter in Ratoath, Co Meath. The good news is that Valerie has a well-paid job as a pay roll manager for an American multinational. The bad news is that Valerie's payroll just isn't enough to cover her enormous living expenses.

Part Two:

She spends almost the same every year on creche fees as she does on her mortgage, and every trip to the supermarket is a financial calamity. She dreams of sending her daughter to the private school she went to as a child, but as she is currently adding about €16,000 to her debt every year, that dream is actually becoming more and more distant.