Personal Finance columnist Jill Kerby will be in studio with advice on what to do with the property you invested in during the good times. An Irishwoman abroad gives Derek a glimpse behind the curtain at life in Russia. And Brenda Donohue revisits the happy story of a young man who has grown up between two cultures – his birth place in Romania and his adoptive home in Mayo...
If you're lucky enough to own property in Ireland that isn't in negative equity, good for you. If you’ve a number of properties and you’re not too bothered about the second homes tax and water charges, better still. Your investment here may well provide you with a nest egg in retirement or you might have a nice little inheritance for someone close to you.
Now, what if you own property abroad. Many Irish people were forced to emigrate to the United States or Britian in the 70's and 80's and returned to live here in the boom years. Some may have cashed in on foreign assets upon moving back home, but many others might have held onto their investments.
Jill Kerby is a Personal Finance columnist with The Sunday Times. And Jill has been receiving letters recently from Irish people who are experiencing problems with foreign based investments – property, stocks and shares, bonds, even life assurance policies. And she's got bad news for people who lived and worked in the US with a Green Card... She joins Derek in studio today to explain why...
For more information about Jill, and read some of her articles, visit www.jillkerby.ie.
We've €1,000 to give away today to save or spend as you please, take a break from your bills, or a make a break to the sun, it's up to you!
For your chance to win the cash, answer the following competition question:
Wednesday, March 26th 2014
True or false: Vladimir Putin is President of Russia?
If you think you know the answer, call or text the competition line:
ROI: 1515 71 72 00
NI: 0901 293 3501
text MOONEY followed by your answer and name to 57111 (NI and ROI)
Each text entry costs €1 (incl VAT) or GBP £1.00. Calls from the eircom network will cost €1.02 (incl VAT) and from a BT landline will cost GBP £1.02. Calls from other networks and from mobiles will cost more.
Please note, the person named in the entry must be aged 18 years or older as at date of entry.
Competition lines open from 2pm and will close at 4.20pm today, (26/03/14). Please do not enter outside of the advertised competition window as you will be charged for your entry, but your entry will not be included. From time to time, these open/close times may vary. Any change to the standard open/close times will be announced here and on the show. The cash prize winner will be announced on-air towards the end of the Mooney show each day.
COMPETITION TERMS AND CONDITIONS
Call Service Provider: Phonovation. Tel: 0818 217 100.
Text Service Provider: Oxygen8/Xiam Interactive. Tel: 0818 444 433
Please do not enter outside the advertised competition open and close times and date(s) as you will be charged, but your entry will not be included in the draw. Please do not enter during programme replays on the RTÉ Radio Player after the advertised close time and date as you will be charged for your entry, but your entry will not be included as the competition will have closed.
Entrants must be aged 18 years or older as at date of entry and a resident of the Republic of Ireland or Northern Ireland in order to qualify as the prize winner.
Promoter reserves the right to request proof of age, verifiable by birth cert or passport only, and proof of residency, verifiable by recent utility bill only (issued within 6 months of win).
1 x Mooney's Money prize winners will win a €1,000 cash prize. (All cash prizes issued to the winner by euro cheque, made payable to the winner, allow 28 working days for delivery).
By entering the competition, the participants agree to be bound by the terms and conditions; that their surname and county of residence may be announced on-air if they win a prize; and agree to have their details/image/winner sequence used for promotional purposes if required.
Employees of RTÉ, Phonovation, Xiam Interactive and their associated partners, companies or suppliers and their immediate family members are not eligible to win/enter.
RTÉ's decision in relation to selection of winner is final and no correspondence will be entered into.
Join Mooney in our Eurovision Green Room at the Bord Gáis Energy Theatre on Saturday, May 10th 2014. The party takes place in the Circle Club.
If you want to be there, all you have to do is tell us in not more than forty words why you and a friend or friends LOVE the Eurovision. All entrants/attendees must be over 18. If you are lucky enough to receive a golden invitation to our EUROVISION GREEN ROOM you will get to see all the action as it happens live from Copenhagen.
Tickets will be allocated to couples and groups of four people.
All attendees must make their own way to and from the venue.
There is no cash alternative to this prize.
Closing date for receipt of entries is April 25th 2014
It's the largest country in the world, covering more than one-eighth of the Earth's inhabited land area and spanning nine time zones from Eastern Europe to Northern Asia.
Russia is nothing if not epic in size. Its' history is epic - from the czars, through the Russian Revolution, Lenin, Stalin, gulags and glasnost. Russian stories are epic - like War And Peace, Crime And Punishment and the amazing Doctor Zhivago. The word 'epic' also springs to mind when we think of Russian composers: Stravinsky, Rachmaninoff and the great Tchaikovsky.
In the west, Russian people have long been stereotyped as harsh, aggressive, even dour - from the baddies in From Russia With Love to Indiana Jones to Rocky...
But are those stereotypes accurate? To find out more, we're joined from Moscow by Grace Cuddihy, an Irish journalist who has now settled in the Russian capital...
Two years ago on Mooney, our reporter Brenda Donohue interviewed a mother and son, Geraldine and Bryan Minton from Ballinasloe. Now Geraldine had adopted Bryan from Romania in 1991.
Brenda Donohue with Bryan Minton and his family
If you cast you mind back to the early 1990s, you will probably remember being moved to tears by TV pictures of Romanian children living in orphanages. Bryan would have ended up in a state orphanage but for the intervention of Geraldine and her husband Dennis.
It was an extraordinary story, and one that brought a huge amount of reaction.
Two years on and Bryan, now a multimedia student in Athlone IT, has been finding out more about himself and his extended family in Romania. Brenda went to Athlone to meet them again.
Hedgerows: It is an offence to 'cut, grub, burn or otherwise destroy hedgerows on uncultivated land during the nesting season from 1 March to 31 August, subject to certain exceptions'. For more information, click here.
UPDATE: February 29th 2016 - Press Release From BirdWatch Ireland:
Putting the record straight: Dates for burning and hedge-cutting have NOT changed
BirdWatch Ireland, Ireland’s largest conservation charity, is very concerned about misinformation that is currently circulating regarding the dates within which the burning of vegetation and cutting of hedges is permitted. It would like to remind landowners that all burning and cutting must cease on 29th February this year and that burning and cutting remains prohibited from 1st March to 31st August.
Despite attempts by the Minister for Arts, Heritage and the Gaeltacht, Heather Humphreys T.D., to change the laws regulating these dates by introducing the Heritage Bill 2016 earlier this year, it is important to note that the proposed date changes were ultimately NOT made. This is because the bill failed to pass through both houses of the Oireachtas before the recent dissolution of the Dáil in advance of the general election.
The laws in place governing the dates for hedge-cutting and upland burning therefore remain unchanged. The period within which cutting and burning is prohibited are set down in Section 40 of the Wildlife Act 1976 (as amended in 2000), which states that:
(a) It shall be an offence for a person to cut, grub, burn or otherwise destroy, during the period beginning on the 1st day of March and ending on the 31st day of August in any year, any vegetation growing on any land not then cultivated.
(b) It shall be an offence for a person to cut, grub, burn or otherwise destroy any vegetation growing in any hedge or ditch during the period mentioned in paragraph (a) of this subsection (above).
The existing law provides exemptions for road safety and other circumstances and should be read carefully to ensure compliance.
Section 40 of the Wildlife Act exists to protect nesting birds. Many of our upland bird species are in decline and are in danger of extinction in Ireland; amongst them is the Curlew, which has declined by 80%. Many birds which nest in hedgerows into August are also in serious decline, including the endangered Yellowhammer. The changes to the cutting and burning dates which had been proposed in the now-defunct Heritage Bill 2016 would have caused serious impacts to these birds. A petition launched by BirdWatch Ireland in conjunction with several other national conservation organisations to stop these changes attracted more than 16,200 signatures and rising.
BirdWatch Ireland would also like to advise members of the public that if they see hedges being cut or fires in the uplands on or after 1st March, such activity could be illegal. In such cases, we would encourage people to contact the National Parks and Wildlife Service (www.npws.ie) to report such activity.
BirdWatch Ireland warmly welcomes the demise of the Heritage Bill 2016 and sincerely hopes that any future administration will consider the importance of Ireland’s natural heritage and will not attempt to reintroduce such a flawed and damaging piece of legislation.
To contact your local wildlife ranger, click here for contact details. To read the Wildlife (Amendment) Act 2000, click here.
Please DO NOT send any live, dead or skeletal remains of any creature whatsoever to Mooney Goes Wild.
If you find an injured animal or bird, please contact the National Parks & Wildlife Service on 1890 20 20 21, or BirdWatch Ireland, on 01 281-9878, or visit www.irishwildlifematters.ie