Herman, Andrew and Mary are all landlords. Herman looks after about 50 flats in the Dunlaoghaire area. He says the new bedsit regulations have resulted in lots of houses that were divided into flats being sold back into private ownership. Andrew has been a landlord for about 4 years now. He says there is no profit in it. Mary says she would never rent to students. They talk to Joe about how difficult it is to be a landlord.
Donal is a second year student in Dubli. He is from Belfast. He had a very bad experience with accomodation in first year. This year he has been looking for accomodation since May. He is hoping that this years accomodation will be better. He tells Joe his story.
Una has been a landlady for 32 years. She loves it and tells Joe why.
Dony is a sculptor. He was commissioned to make a piece which stands on City Quay. He was shocked when he drove by it recently to see that it had been defaced by grafitti.
Theresa, James and Mary all took out life assurance policies in the hopes of providing for their old age. They were shocked to learn that their policies are now worth nothing. They all feel that they have no comeback.