Personal Debt & Savings

New rules to stop banks harassing over debt

Financial difficulties can add enormous stress to your life. Now the Central Bank has clarified rules to stop banks or other creditors harassing you beyond reason.

Updated: 13:45, Sunday, 20 May 2012

AIB to refund €3.1m to credit card customers

AIB is to refund 11,500 customers over discrepancies relating to the insurance products sold with credit cards.

27 April 2012
Electronic theft: know the scammer's game first

Phishing, dodgy email links, call it fraud or a scam, but either way your money could be stolen. Tina Leonard tells Today with Pat Kenny how to recognise a silent burglary is underway.

23 April 2012
How to save money on insurance polices

Insurance is one of the first things that people consider removing from their monthly bills if they fall on hard times. Consumer expert Tina Leonard helps you find what insurance is right for you

17 April 2012
House prices in Dublin have dropped by 57%

House prices continue to fall as the credit squeeze paralyses the mortgage market, but it means Irish property is now the second most affordable in the world.

27 March 2012
Is it worth getting airline credit cards?

Ryanair has just introduced a new airline card which will save you the €12 admin fee on return flights. But there are hidden charges on all airline cards. Tina Leonard reports

13 March 2012
Jobseekers' Benefit is inadequate, says report

A report suggests that the majority of families dependent on Jobseeker's Benefit do not have an adequate income for a basic standard of living.

6 February 2012
Household charge fine may be docked at source

People who are fined for refusing to pay the new household levy may have their wages or social welfare payments docked at source.

20 December 2011
Higgins wants backing for household charge boycott

Independent TD Joe Higgins has encouraged the Government to support the boycott campaign not to register for the Household Charge, in order to send a message to the "overlords" in Europe.

15 December 2011
Three banks refuse to pass on ECB cut to customers

Three banks have refused to pass on the latest European Central Bank interest rate reduction to mortgage customers on variable rates.

9 December 2011
Howlin cuts will add €1,000 to family outgoings

Larger families will be between €800 and €1,000 worse off under austerity measures revealed in the first part of the Budget 2012.

6 December 2011
How might my finances change if euro collapsed?

What could theoretically happen household finances if the euro collapsed and Ireland had to go it alone financially?

5 December 2011
Almost 100,000 in mortgage difficulty

Almost 100,000 homeowners are struggling to pay their mortgage, according to official figures from the Central Bank.

20 November 2011
Kenny may compel banks to pass on mortgage cuts

The Taoiseach is prepared to consider legislation to compel banks to pass on interest rate cuts to consumers.

7 November 2011
What grants can I get to insulate my house?

You can save thousands if you insulate properly. Tina Leonard tells Pat Kenny what grants for homeowners and landlords are available

7 November 2011
No blanket debt forgiveness for homeowners

The government has unveiled its options for those in mortgage arrears but says the state can't afford debt forgiveness as it would cost between €10bn and €14bn

13 October 2011
Mortgage debt report 'has no strategic solutions'

The long-awaited government report on the growing mortgage debt crisis doesn't tackle the problem for strugglng householders

11 October 2011
Options for restructuring your mortgage

Are you struggling with your mortgage repayments? Here are the options banks consider when renegotiating with those in arrears or in danger of going into arrears

13 September 2011
1 in 9 homeowners in mortgage difficulty

One in nine homeowners are in mortgage arrears or have gone to their bank to restructure their loans, new figures released by the Central Bank show.

29 August 2011
Banks have money for debt relief

Finance minister Michael Noonan says the banks have funds to tackle mortgage defaults and proposals to tackle growing arrears will be ready by the end of September.

30 August 2011
Gold, silver and food - safe havens for savings?

Gold and the Swiss franc are hot targets for investors at the moment. Some warn gold is another bubble about to pop and the Swiss are worried about their currency. So where else are people investing savings?

17 August 2011
At least 100 repossessions may be invalid

At least 100 orders for possession of homes sought by lenders since December 2009, could be struck out following a judgment by the High Court

25 July 2011
Is it safe to save in euro?

Is it safe to keep your savings in euro? That's a question many in Ireland are asking amid continued turbulence in Europe in relation to the prospect of a Greek default.

25 July 2011
MBNA fined for over-charging on interest

Credit card firm MBNA has been fined €750,000 by the Central Bank for over-charging almost 400,000 customers interest charges amounting to €17m

24 June 2011
What happens if my credit union closes?

People with savings accounts in credit unions will not lose their money even if the branch closes or merges with another in a neighbouring suburb or town.

16 June 2011
Demand for legal aid for debt problems up four-fold

The number of people looking for free legal assistance to sort out debt issues had increased four-fold in the last three years.

2 June 2011
Banks 'drive people to suicide'

The Master of the High Court has strongly criticised banks and other credit institutions for the relentless pursuit of those unable to pay their debts.

12 May 2011
More than 115,000 in gas arrears

Bord Gáis is to help customers struggling to pay their bills as it reveals more than 115,000 customers are in arrears of two months - three times more than a year ago

5 May 2011
The debt secret: why we don't ask family to help

One in two people struggling with personal debt are too embarrassed to ask family or friends to help out, a survey has found.

3 May 2011
Payment protection insurance - is it worth it?

Payment protection insurance should guard your personal finances in the event of unemployment or reduced earnings. But is it worth it? The Daily Show investigates

3 May 2011

Your Personal Debt Guide

Mortgage pressures push financial complaints up.

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Business Highlights

Prof. Joe Haslam discusses the suspension of Bankia SA shares

Prof. Joe Haslam of IE Business School discusses the suspension of Bankia SA shares on the News At One.
Drivetime looks at the impact of mortgage arrears

Sociologist Dr. Mary Murphy and Brendan Burgess of askaboutmoney.com talk to Philip Boucher Hayes about the fact that one-in-ten residential mortgages are in arrears.
Morning Ireland

Fianna Fáil's Sean Fleming says that there are gaps in the Office of the Comptroller and Auditor General's report on NAMA.
Drivetime

Brian Finn has more on euro zone citizens wanting to stay in the Euro
New research and innovation centre launched in Kilkenny

Morning Ireland heard about a joint initiative between Waterford Institute of Technology (WIT), Institute of Technology Carlow (ITC) and the Kilkenny Local Authorities "Invest Kilkenny" campaign.
Morning Ireland

Tomás Ó Síocháin talks to NAMA Chairman Frank Daly about the agency's €2 billion investment in the country's construction sector

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