New figures from the Department of Finance show that consumers and the country's main six banks had agreed to 72,819 permanent mortgage restructures by the end of June.
This is an increase of 3,513 accounts at the end of May and 10,754 accounts at the end of March.
The department also said that the number of mortgage accounts in arrears of greater than 90 days has fallen from 73,719 to 72,897, a fall of 822 when compared to the end of May this year.
It also marks a fall of 5,538 when compared to the end of March.
Today's data shows that the number of split mortgages continues to increase with 14,158 split mortgages in place at the end of June, an increase of 4,114 on the first quarter of the year.
A split mortgage divides a mortgage into two parts - The first part is paid as normal and the second part is put to one side for a number of years.
Meanwhile, the number of mortgage accounts on principle dwelling houses in arrears of greater than 90 days and not restructured has fallen from 62,210 accounts at the end of last August to 52,053 accounts at the end of June.
The six main lenders covered by the Department of Finance data are AIB, Bank of Ireland, Permanent TSB, ACC, KBC Bank Ireland and Ulster Bank and they represent 90% of the mortgage market.