A new set of figures on mortgage arrears from the Department of Finance show that the most popular method of restructuring loans in arrears is to extend the term of the mortgage.
35% of permanent mortgage restructures are term extensions, while 22% are interest only options. 6% of solutions are split mortgages.
The new figures also show that of the 699,764 mortgage accounts currently under the Central Bank's mortgage arrears resolution targets programme 83% (579,010) are performing.
Engagement between consumers and lenders have resulted in 41,236 permanent mortgage restructures, the department said.
It said it had requested the six main banks here - AIB, Bank of Ireland, Permanent TSB, ACC, KBC Bank Ireland and Ulster Bank - to give data on the restructure situation for all principal dwelling house mortgages - both in arrears and not in arrears - on a monthly basis.
These six lenders represent 90% of the mortgage market.
''Given the importance of this issue and the demand for high quality and timely data on mortgage arrears, the Department of Finance has decided to publish this data each month," a statement from the department said.