The latest agreement between the Troika and the Government requires Irish authorities to remove a legal impediment which has stopped banks repossessing properties.
However, ministers will not introduce the measure until borrowers' homes are protected with the enactment of new personal insolvency legislation.
The document says that the Government will take steps to deal with health spending overruns and keep health expenditure below €13.6bn next year.
It says the Commission for Energy Regulation will have responsibility for overseeing the price-setting powers of Irish Water.
The Government will have to set out its methodology for the next round of stress tests for banks.