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Your Questions

What’s the best place for my savings?

Posted on May 23, 2011

Send your questions to money@rte.ie

Q. Where’s the best place to put savings these days? I see some banks are offering 4% but there must be a catch.

I have around €20,000 in my current account which I need to withdraw again in November when the tax man calls.

Laura, Cork Continue reading

Posted in savings | Tagged , , , , | 1 Comment

I can’t afford my four rental properties

Posted on May 11, 2011

Send your questions to money@rte.ie

Got a money problem? Email money@rte.ie and we’ll got answers from the experts

Q. We have four rental properties in addition to our family home and are facing increased mortgage payments of up to €2,100 a month because Permanent TSB want to change us from interest only tracker to capital repayments. Continue reading

Posted in buy-to-let, Mortgages, Permanent TSB | Tagged , , , | 6 Comments

Should I sell my rental property at a loss?

Posted on April 18, 2011

Send your questions to money@rte.ie

Q. I currently owe approx €300,000 mortgage on 2 houses. €130,000 on my own house and €160,000 on the house that is rented. My net pay is €2,000 a month plus €1,100 rent. Mortgage repayments are €2,000 a month. I am 57, single and work full time in the public sector. I had intended to retire at 60 in 2013 when I will have 40 years service, though I cannot see that happening now.
Continue reading

Posted in Mortgages | Tagged , , | 6 Comments

Can PTSB move me off my interest-only mortgage?

Posted on April 18, 2011

Send your questions to money@rte.ie

Bank rules - Regulators point to long-term benefits

Q. I have a buy-to-let mortgage paying interest only with Permanent TSB. They have told me they want me to pay capital plus interest or stay on interest only but only if I pay an extra 1% interest. Are they within their rights or is this legal to do this?
Continue reading

Posted in Mortgage Guarantees, Mortgages | Tagged , , | 2 Comments

Should I switch to a fixed rate?

Posted on March 23, 2011

Send your questions to money@rte.ie

Q. Is it worth switching to a fixed rate? I am on a tracker now but have read that the ECB is probably going to put the rate up by another two per cent or more over the next two years.
Continue reading

Posted in Mortgages | Tagged , , | Leave a comment

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Business Highlights  

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    John Finn, Managing Director of Treasury Solutions, says the creation of a European banking supervisor, could result in over regulation of the banking industry.

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    Conor Brophy has more on Bank of Ireland venturing back into the markets to raise funding.

 
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