Category Archives: Mortgages

Should I fix my mortgage?

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I am on a variable rate of 4.7% on a repayment mortgage and wonder if I can get a better deal by getting a fixed rate. I feel that the rate is quite high compared to those on trackers and … Continue reading

I can’t afford my four rental properties

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Got a money problem? Email money@rte.ie and we’ll got answers from the experts Q. We have four rental properties in addition to our family home and are facing increased mortgage payments of up to €2,100 a month because Permanent TSB … Continue reading

Should I sell my rental property at a loss?

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Q. I currently owe approx €300,000 mortgage on 2 houses. €130,000 on my own house and €160,000 on the house that is rented. My net pay is €2,000 a month plus €1,100 rent. Mortgage repayments are €2,000 a month. I … Continue reading

Can PTSB move me off my interest-only mortgage?

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Q. I have a buy-to-let mortgage paying interest only with Permanent TSB. They have told me they want me to pay capital plus interest or stay on interest only but only if I pay an extra 1% interest. Are they … Continue reading

Should I switch to a fixed rate?

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Is it worth switching to a fixed rate? I am on a tracker now but have read that the ECB is probably going to put the rate up by another two per cent or more over the next two years. Continue reading