Q. If I work for more than 40 years, why should I carry on paying into the pension fund/Spouses and Childrens as I can only get a pension based on 40 years service?
A. Pension contributions must be made while in employment even if the service is not reckonable for pension purposes.
In general, however contributions to Spouses and Children’s schemes are limited to 40 years. If you are a member for more than 40 years, the earliest contributions made are refunded.